Star: Stablecoin payments combine security, compliance, and efficiency, and will accelerate their entry into public life in the next few years.

Star further pointed out that throughout human history, payments have always been essentially peer-to-peer: from gold and silver coins to paper money, funds have always been controlled by individuals. However, in the digital age, currency is held by financial institutions. If an institution goes bankrupt, individuals often have only limited insurance coverage. The emergence of blockchain and stablecoins has made it possible for payments to return to a peer-to-peer model that is both cost-effective and highly efficient.