People prefer digital banks over crypto wallets: Can a 9% return on holdings change reality?

Digital wallets won the payments war. By mid-2025, around 65% of US adults used them, accounting for 39% of e-commerce and 16% of in-store transactions. Apple Pay and PayPal are boring infrastructure now, the default way millions move money without thinking about it. Web3 wallets are not. A September Mercuryo and Protocol Theory study of The post People prefer digital banks over crypto wallets: Can a 9% return on holdings change reality? appeared first on CryptoSlate.